Property Kharidte Waqt Registry Aur Legal Verification Kaise Karein: Step-by-Step Guide

Real Estate Fraud Se Bachne Ka Complete Legal Roadmap

Property kharidna zindagi ke sabse bade financial decisions mein se ek hota hai. Lekin thodi si laaparwahi ya bina legal verification ke kiya gaya sauda saalon ke court disputes aur financial loss mein badal sakta hai. Haryana aur Delhi-NCR mein property lene se pehle har buyer ko ye 6-Step Legal Checklist follow karni chahiye.

Step 1: Title Verification & Jamabandi (Farad) Check

Pehla aur sabse zaroori step hai ye confirm karna ki jo vyakti property bech raha hai, kya wahi uska asli maalik hai:

• Jamabandi / Farad: Haryana government ke Jamabandi portal (jamabandi.nic.in) par jakar Khasra/Khewit number verify karein.
• 30-Year Chain of Deeds: Pichle 30 saalon mein zameen kis-kis ke naam transfer hui hai, iski purani sale deeds verify karein.
• No Power of Attorney (GPA) Traps: Supreme Court ke rules ke mutabik sirf GPA ke dam par ownership transfer nahi hoti; registered Sale Deed hona mandatory hai.

Step 2: Check Mutation (Inteqal / Dakhil-Kharij)

Sirf Registry hona kaafi nahi hai. Revenue records mein Inteqal (Mutation) darj hona zaroori hai. Agar mutation buyer ke naam nahi chadha, toh sarkari record mein purana maalik hi owner maana jayega.

Step 3: Encumbrance Certificate (Bar-e-Kafalat)

Sub-registrar office se Encumbrance Certificate nikalwayein. Is se confirm hota hai ki:

• Property kisi bank ke paas mortgage (girwi) toh nahi hai.
• Koi court stay ya legal dispute pending toh nahi hai.
• Property par koi unpaid municipal tax ya electricity dues pending toh nahi hain.

Step 4: HRERA / DTCP Approvals (For Plots & Societies)

Agar aap kisi builder project ya private colony mein plot/flat le rahe hain:

• Project ka HRERA Registration Number check karein (haryanarera.gov.in).
• Ensure karein ki colony DTCP approved hai aur illegal unapproved colony (lal dora / 7A violation) nahi hai.
• De-notified green belt ya agricultural land par illegal plotting se bachein jahan registry ban hoti hai.

Step 5: Physical Inspection & Demarcation (Nishandehi)

Paper checking ke baad field par jakar Tehsildar/Patwari se Nishandehi (Demarcation) karwayein. Check karein ki jo Khasra number papers par hai, zameen physical ground par wahi hai aur kisi padosi ka kabza toh nahi hai.

Step 6: Tehsil Registry & Biometric Verification

• Online Appointment book karein on HARIS portal.
• Stamp Duty aur e-Challan generate karein (Male: 7%, Female: 5% in Haryana urban areas).
• Dono parties aur do gawahon (witnesses) ke samne Sub-Registrar office mein biometric thumb impression aur camera photo ke sath registry execute karein.